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At Premium Assignment Corporation (PAC), we recognize the sensitive nature of
your personal financial information, and take every precaution to protect your
privacy. When you entrust us with your financial information, you can be certain
it will be used only within our strict guidelines.
What kinds of information do we collect
Your insurance agent will provide information concerning the insurance policies
that are being financed by PAC. If we need to know about your credit and repayment
history, we use third-party sources such as consumer reporting agencies and other creditors.
How we use this information.
Most of the information that we collect is used for one purpose only: to help us
finance your insurance premiums, easily and efficiently.
Who has access to this information.
Within PAC our employees are permitted access to the information they need to
perform their jobs. We maintain strict internal policies against unauthorized
disclosure or use of customer information.
Your insurance agent
has access to loan balances, premium changes and
payment history in order to continue to service your insurance needs. You
should have received a separate privacy statement of policy from your agent.
Outside service providers
may be used that provide expertise essential to our
own services to function properly. For example we work with specialized firms
that provide computer support and online access. As permitted by law, we
disclose to these service providers the customer information necessary to
perform these functions. As with all of our business partners, these companies
are required to safeguard your information and use it only for authorized purposes.
Consumer reporting agencies,
in accordance with industry practice and as allowed
under federal and state law, are routinely provided data about consumer loan
repayment and other transactions.
Courts and government entities
may be provided financial information. Certain
federal and state statutes may require us to disclose information about you.
For example, if you are involved in litigation with a third party, we may be
ordered to provide information to a court or the other litigant. In these
circumstances only the specific information required by law, subpoena, or
court order will be disclosed.
How to opt out of having information disclosed.
If you prefer that we not disclose transaction information to your agent
just call our customer service department at 1-800-342-0991 extension 15.
How we protect your privacy online.
PAC maintains physical electronic and procedural safeguards that comply with
federal regulations. No one has access to this information except employees
who provide services to you.